Garage insurance is available to automobile dealerships and repair shops to provide coverage for property damage and bodily injury resulting from the operations of an auto garage and/or dealership. Coverage can also be extended to cover accidents and damage to cars that are brought into the shop. Having adequate garage insurance could mean the difference between staying in business or not as it protects business owners manage risks and protect the business’ assets.

Used Auto Dealer Program

• Garage Liability – Owned Autos and Non-Owned Autos Used in Your Business
• Personal Injury Protection – Owned Autos Subject to No-Fault
• Auto & Premises Medical Payments – Owned Autos and Non-Owned Autos Used in Your Business
• Uninsured/Underinsured Motorists – Owned Autos
• Dealers’ Physical Damage – Owned Autos
• Garagekeepers’ Legal Liability – Non-Owned Autos Used in Your Business
• Pick-up and Delivery of Autos – Owned Autos
• Drive-away Collision – Owned Autos
• Fire Legal Liability
• Personal Injury Liability

Non-Dealer Program (principally repair shops)

• Garage Liability – Non-Owned Autos Used in Your Garage Business
• Premises Medical payments
• Garagekeepers’ Legal Liability – Non-Owned Autos Used in Your Garage Business
• Fire Legal Liability
• Personal Injury Liability